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Merchant Services in the Vanguard Directory
Merchant services is the wider kit behind getting paid: the merchant account itself, card terminals and point-of-sale systems, an online payment gateway, invoice links, ACH transfers, and sometimes gift cards or loyalty programs. People browsing this page are usually setting up a new storefront or website, replacing a system that no longer fits, or adding a way to take payments out in the field.
Find out whether you get your own merchant account or ride on a shared one through a payment facilitator. Shared accounts open quickly but can hold or freeze funds with little notice; a dedicated account takes longer to approve and tends to be steadier. Confirm that the system connects with the accounting and inventory tools you already use, whether the hardware is yours to keep, and who answers the phone when the terminal goes down on a busy day. Card fees themselves are covered on the credit card processors page.
A person looked over every merchant services listing here after the provider submitted it and before it was published. If you provide payment systems to businesses, apply to get listed — free, a few minutes start to finish.