Find & Compare Credit Card Processors in Your Area!

A credit card processor moves money from a customer’s card into your bank account and takes a cut of every swipe, tap, and online checkout. Most owners arrive here because they are opening a new business, or because their monthly statement has become hard to read and the fees look higher than what the salesperson quoted.

Ask which pricing model they use. Interchange-plus pricing shows the card network’s cost and the processor’s markup as separate lines; flat-rate and tiered pricing blend them together, which makes comparison harder. Then read the contract for an early termination fee, a monthly minimum, and any PCI compliance charge. Be wary of terminal leases — they often outlast the processing agreement and cannot be cancelled. If you also need a point-of-sale system or an online gateway, see merchant services.

Every processor on this page applied for its own listing, which a person checked over before publishing it. If you sell card processing to businesses, apply to get listed — there is no charge, and it takes a few minutes.