Find & Compare Credit Repair Companies in Your Area!

Credit repair companies review a person’s credit reports, dispute entries that are inaccurate, outdated or unverifiable with the bureaus and creditors, and coach on habits that raise a score over time. People arrive here after a mortgage or car loan denial, when an old collection or a mistaken account is dragging a score down, or after identity theft left accounts they never opened.

Federal law governs this industry: a company may not charge before it has done the work, must give you a written contract with a three-day right to cancel, and may not promise to remove accurate information or tell you to invent a new credit identity. Many states add a registration or bond requirement, so ask whether they hold one. Ask exactly which items they plan to dispute and why, how long the process typically runs, and how you can cancel. Fees are normally monthly after work is completed each cycle. You can dispute errors yourself for free, so the value is time and expertise. If debt rather than errors is the real problem, bankruptcy lawyers or financial consultants may be the more honest route.

Companies on this page wrote their own listings, and a person reviewed each before publication. If you offer credit repair, apply to get listed — free, and it takes a few minutes.